If you are a renter, you may be under the impression that your landlord or property management company has insurance in place that will cover your belongings if a tragic incident occurs. That is simply not the case. For example, if there is a fire at your home, your landlord’s insurance will cover the structure but your personal belongings, furniture, appliances, etc. will not be covered. The agents at the Larry Johnson Insurance Agency in Georgia want you and your belongings to be protected adequately if a situation like this occurs.
In Florida, renters insurance is not required unless your landlord or property management company requires it, but it is still a great idea to have a policy regardless.
Below are the types of coverages you will gain by having a renters insurance policy.
If a fire, a natural disaster, or an act of vandalism occurs at your house or apartment, your personal belongings, such as your clothing, furniture, and appliances that you have purchased, will be covered under your renter's insurance policy.
If the home you are renting is broken into or a theft incident occurs, your rental insurance policy can assist you in replacing items that were stolen.
Liability coverage will offer you protection if someone visits your home and is injured due to something that actually belongs to you. For example, if they are injured because a heavy wall hanging falls onto them, your renter's insurance policy will help cover their medical bills and time off of work.
Contact the Larry Johnson Insurance Agency in Georgia today to obtain a quote and to get your policy started! The Larry Johnson Insurance agents are here to assist you with all of your insurance needs today!
