Business insurance is an integral part of protecting your company's financial stability. Accidents, injuries, and lawsuits can occur at any time, and your insurance can help you manage these unexpected costs without disrupting your financial plans. At Larry Johnson Insurance Agency, our experts will help you find the right commercial coverage for your unique business needs.
Some businesses engage in operations that involve hazardous activities or compounds. You may be liable for property damage or injury to a person. You may use work vehicles that can be involved in an accident, including damage to property or an injury. Your workers may be injured during their work, including medical costs or loss of wages. You may have a contract dispute with your client that involves a lawsuit. Doing business consists of many inherent risks that can cause severe financial loss and even cause your business to fail. Commercial insurance policies have been designed to help defray common losses that occur when doing business.
Most industries have specific types of insurance coverage that are necessary to defray costs from common risks. Generally, all businesses need general liability insurance and workers' compensation insurance. However, the additional risks may affect your business. Work vehicles require commercial vehicle coverage to cover accidents. Professions need coverage for "errors and omissions" that may occur in the performance of their duties. Data you collect may require insurance against loss that can adversely affect your bottom line. Even a home business may need insurance to cover inevitable losses.
Commercial insurance can be a complex subject. Our experienced agents will take the time to understand your coverage needs, so you can concentrate on running your business. Contact Larry Johnson Insurance Agency today for a free, no-obligation on commercial insurance coverage that protects your company against unexpected financial loss.
