Being concerned about those you love is common, especially when you could leave them behind unexpectedly. If the worst happens, make sure they are protected with the benefits of a life insurance policy from Larry Johnson Insurance Agency.
When you pass unexpectedly, your loved ones are met with services and costs that are also unexpected. Without a life insurance policy, they will be forced to either use funds from your estate or out of their own pockets if you do not have enough to cover.
If you currently have some debts in your name or debts you are planning to cover for your loved ones, make sure there are enough funds available in your policy to cover these expenses. Your debt doesn't expire when you do, so they will need to pay it or forfeit the property back to the lender.
Any time you leave behind estate property, legal services through the probate court are required. These fees will be rendered from your grieving loved ones and can add up quickly depending on how many ways you divide the estate. With your life insurance policy, you can leave behind funds to help them cover these costs.
If you were planning to cover the tuition of college, maybe pay for a wedding, or even put a down payment on a house for your loved ones, you can still do that with your life insurance policy by outlining what you want your beneficiaries to use the policy for or leave a monetary gift.
If you are not sure how much life insurance you need, let one of our agents at Larry Johnson Insurance Agency help you with a personal quote today so you can be insured tomorrow.
